Finally, some good news for FOR ALL IDAHOANS
    looking to save money on healthcare costs & plan for the future!
  • Enrollment Is
    Quick and Easy!
    Open your Idaho MSA in one simple step.
  • MSAs Are
    Family Friendly!
    Learn about how an Idaho MSA can help
    your family save money and improve your health care.
  • Upgrade Your
    Employee Benefits!
    See how offering an Idaho MSA is a
    cost-effective way to help your employees
    while you simplify your benefit package!
  • Agents & CPAs,
    Be Their Hero!
    Reduce client's taxable income,
    shore up their insurance policies &
    strengthen your relationship with their portfolio!

Open Your Idaho MSA

Open your medical savings account in one simple step from our website.  Just fill out the quick and easy form and we'll do the rest!

Open Your MSA​

Individuals / Families

Learn about how an Idaho MSA can help your family save money and improve your health care.

Help Your Family

Employers / HR

See how offering an Idaho MSA is a simple and cost-effective way to help your employees & upgrade your benefits!

MSAs for Employers

Agents / CPAs

Reduce your client's taxable income, shore up their insurance policies & strengthen your relationship right along with their portfolio!

Help Your Clients

Welcome to Idaho MSA

Idaho MSA is a premier medical savings account program brought to you through the collaboration of American Health Value and Idaho Independent Bank.

By combining Boise-based American Health Value's 18+ years in MSA and HSA Administration with Idaho Independent Bank's statewide presence and hometown banking feel, we will be bringing all Idahoans a premier tax-favored medical account they can actually use and understand!  

Whether you're interested in the MSA as an individual, a family, or an employer group, we have the tools to help you learn how these accounts can benefit you and your bottom line.  Take a tour of our brand new website and let us know how we can help!  We look forward to the opportunity to serve our friends and neighbors all across the beautiful state of Idaho!

671 E. Riverpark Lane, Suite 100  Boise, ID 83706   |   View Map

(208) 331-0676 |

Latest MSA News

We sat down for an interview with Idaho's Money Show on 580 KIDO to discuss the similarities and differences between the Idaho MSA, the HSA and the FSA.  We know all these...
Our latest tutorial video places the focus on the easiest and most convenient way possible to get money into your Idaho Medical Savings Account: making an online deposit straight f...
One of the great features to your Idaho MSA is the incredible amount of access and convenience you quite literally have at your fingertips.  How is this, you ask?  Mobile...
Bill pay is a fantastic feature that comes with your Idaho MSA, and it's completely free!  You can pay bills electronically (either one-time or recurring), set up bill rem...
The Institute for Healthcare Consumerism recently contacted us to talk about the Idaho MSA Program and how Idaho is creating a blueprint for the rest of the states to follow that a...
Accessing your Idaho MSA online is quick, simple, convenient and secure, and it's one of the great perks to your account.  In order to use it though, you'll first need...
Check out our latest "how to" video, all about registering your free healthcare discount card.  That little guy packs quite a powerful punch, and as soon as it's...
Our latest video covers how our account holders can opt into e-statements!  E-statements are simple, convenient and totally free!   Check out our latest piece about ho...
Our latest tutorial video shows you how to locate a local participating provider with your healthcare discount card!  This quick video will walk you through how to locate a lo...
We recently sat down with Brian Wiley, host of "Idaho's Money Show" on 580 KIDO.  During the hour-long show, we discussed all the "in's and outs" o...