Finally, some good news for FOR ALL IDAHOANS
    looking to save money on healthcare costs & plan for the future!
  • Enrollment Is
    Quick and Easy!
    Open your Idaho MSA in one simple step.
  • MSAs Are
    Family Friendly!
    Learn about how an Idaho MSA can help
    your family save money and improve your health care.
  • Upgrade Your
    Employee Benefits!
    See how offering an Idaho MSA is a
    cost-effective way to help your employees
    while you simplify your benefit package!
  • Agents & CPAs,
    Help Your Clients!
    Reduce their taxable income,
    shore up their insurance policies &
    strengthen your relationship with their portfolio!

Open Your Idaho MSA

Open your medical savings account in one simple step from our website.  Just fill out the quick and easy form and we'll do the rest!

Open Your MSA​

Individuals / Families

Learn about how an Idaho MSA can help your family save money and improve your health care.

Help Your Family

Employers / HR

See how offering an Idaho MSA is a simple and cost-effective way to help your employees & upgrade your benefits!

MSAs for Employers

Agents / CPAs

Reduce your client's taxable income, shore up their insurance policies & strengthen your relationship right along with their portfolio!

Help Your Clients

Welcome to Idaho MSA

Idaho MSA is a premier medical savings account program brought to you through the dedicated healthcare accounts division at Idaho Independent Bank (IIB).

By creating this unique division specifically tailored to servicing healthcare accounts like Idaho MSAs and HSAs, IIB is making a strong committment to Idahoans all across the state by providing expertise and peace of mind that the healthcare accounts for you, your family or your employees will be handled with the utmost attention to detail, compliance and regulatory guidelines.  We believe coupling this product specialization with IIB's existing statewide presence and hometown banking feel will bring a full and well-rounded banking relationship that has the products, services and support necessary to bring all Idahoans the ability to maximize their finances and build a strong future, together.  

Whether you're interested in the Idaho MSA as an individual, a family, or an employer group, or would like to learn more about additional banking programs and services offered through IIB, we have the tools to help you grow and benefit your bottom line. 

We invite you to take a tour of our new website and let us know how we can help!  We look forward to the opportunity to serve our friends and neighbors all across the beautiful state of Idaho, as we are The Idaho Bank®

(208) 338-8018 |

Latest MSA News

Everyone is getting the bad news this year that their health insurance premiums are going up a staggering average of 24%.  We can't fix the cost of premiums, but in our ne...
A brief summary of who's healthcare expenses you can pay tax-free from your Idaho Medical Savings Account.  We get this question a lot relating to current/former spouses, ...
In our latest blog post, we address a question we get asked quite frequently.  "Why would I use an Idaho MSA when I can just deduct all my medical expenses on my Federal ...
Learn all the ways you can fund your Idaho MSA in our latest blog post.  From walking into the bank branch to funding electronically through our website, there are funding opt...
Check out our new Idaho MSA Calculator!  This new tool lets you plug in your own real numbers to see how much you can save on your healthcare costs by using an Idaho Medical S...
We get one particular question quite frequently, so we wanted to address it with not only it's own blog post...but its own infographic, too!   Check out our latest addi...
It's that time of year again, and we wanted to put out a nice walk through that will help you file your taxes with the Idaho MSA!  Check out this guide and follow the step...
We sat down for an interview with Idaho's Money Show on 580 KIDO to discuss the similarities and differences between the Idaho MSA, the HSA and the FSA.  We know all these...
Our latest tutorial video places the focus on the easiest and most convenient way possible to get money into your Idaho Medical Savings Account: making an online deposit straight f...
One of the great features to your Idaho MSA is the incredible amount of access and convenience you quite literally have at your fingertips.  How is this, you ask?  Mobile...