Eligible MSA Expenses

One of the most common questions we are asked is, "What can I use my MSA dollars on?"  Excellent question!

The Idaho MSA sets its guidelines on what it allows you to spend your MSA dollars on (and what it does not) based on IRS Publication 502.  That can be a long and difficult document to read through, so we've done our best to compile a big list of the most common items and placed them in alphabetical order for easy searching.  You can also view our "Quick Reference Guide" flyer to get a printable list of some of the more common items to keep for easy access in the future.

The quick answer is anything that is "medically necessary", is an eligible expense.  Common items, such as:

  • Premiums (Health Insurance, Medicare, LTC)
  • Doctor Bills (Co-Pays, Office Visits, Deductibles, Hospital Costs)
  • Dental Visits
  • Vision Costs
  • Over-the-Counter Items That Are Not Considered A Drug
    • Items that are OK:  Band-Aids, Walkers, Knee Braces, Contacts
    • Items that are not OK:  Advil, Neosporin, Cough Syrup, Vitamins

Please feel free to search through all the items and services listed below, and if you don't find what you're looking for please contact our office and we would be more than happy to clarify whether or not what you're looking for is a qualified expense.

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